RESOURCE CENTER
Do you qualify for a short sale?
1. Borrower:
- look up your loan to determine if your servicer participates in Making Home Affordable initiative (HAMP/HAFA) and to determine the type of 1st lien. You will need the four last digits of your social security.
- Servicerlookup: Www.makinghomeaffordable.gov/contact_servicer.html
- Fannie Mae Loan lookup: www.fanniemae.com/loanlookup
- Freddie Mac Loan lookup: www.freddiemac.com/mymortgage
- The property must be your primary residence
- The property must be owner occupied
- Your loan must be less than 60 days delinquent or in danger of default
- Your first lien must have originated on or before January 1, 2009
- Your monthly mortgage payment of your first loan (includes insurance, taxes, HOA fees, principle and interest) must be greater than 31% of your current gross monthly income.
- Your current unpaid first loan principal balance must be equal or less than $729,750 if you own 1-4 unit.
OR
- Borrower, if you were denied or failed a loan modification (HAMP) before you may qualify for HAFA (Treasury's foreclosure alternative program).
- Borrower, you must meet all qualifications below to be eligible to qualify for HAFA short sale or Deed-in_Lieu.
- Your property must be or recently have been your primary residence
- Property must have occupied the property in the last 12 months
- Your loan must be delinquent less than 60 days or in danger of default
- Your first lien must have originated on or before January 1, 2009
- You must be able to document a financial hardship
- Your current unpaid first loan principal balance must be equal or less than $729,750 if you own 1 unit.
Contact information for LOAN MODIFICATION:
Loan Modification Phone Numbers- ABN AMRO Mortgage (800) 783-8900
- Accredited Home Lenders( 877) 683-4466
- AMC Mortgage Services (800) 211-6926
- American Home Mortgage Corp. (877) 304-3100
- Ameriquest Mortgage (800) 211-6926
- Bank of America (800) 846-2222
- BB&T Mortgage (800) 827-3722
- AmTrust Bank 888 696-4444
- Beneficial (800) 333-5848
- Central Pacific Bank (800) 342-8422
- Charter One (800) 234-6002
- Chase (800) 446-8939 Chase Home Finance (800) 848-9136 (customer service) (858) 605-2181 (delinquency customer service) Chase Manhattan Mortgage (800) 446-8939
- Citi Financial Mortgage (800) 753-3673
- Citimortgage (800) 283-7918
- Countrywide (800) 262-4218
- Ditech (800) 852-0656 (800) 449-8582
- Downey Financial Corp.(800) 824-6902, ext. 6696
- Deutsche Bank National Call Number on Mortgage Statement
- EMC 800-723-3004
- EverBank (800) 669-7724 ext. 4730
- Equity One (866) 361-3460
- First Horizon Home Loans (800) 489-2966*
- Fifth Third Bank (800) 375-1745 Option 3
- First Merit Bank 888 728-9931
- Flagstar Bank (800) 968-7700, ext. 9780
- Fremont Investment & Loan (866) 484-0291
- GMAC Mortgage (800) 850-4622
- GreenPoint Mortgage Funding (800) 784-5566, ext. 5383
- Green Tree (877) 816-9125
- Homecomings Financial (800) 850-4622*
- Household Finance (800) 333-5848
- HSBC Mortgage (800) 338-6441
- Huntington National Bank (800) 323-4695
- Indymac Bank (877) 736-5556
- Key Bank (800) 422-2442
- LaSalle National Bank (800) 783-8900
- Litton Loan Servicing (800) 999-8501
- or (800) 548-8665
- Mortgage Electronic Registration Systems 888 679-6377
- National City (800) 367-9305, Ext. 53221 or (800) 523-8654
- 790-9502 or (877) 206-9904
- NovaStar Mortgage Loan Resolution Department (888) 743-0774 Non-English: (888) 743-0774, ext. 4523
- Option One (866) 711-1962 or (888) 275-2648
- Web:
- PHH Mortgage (Formerly Cendant)
- (800) 257-0460 For borrowers facing possible delinquency: (800) 330-0423* For borrowers in the foreclosure process: (800) 750-2518
- Sun Trust Mortgage (800) 634-7928
- US Bank (800) 365-7900
- Wachovia Bank of Delaware (866) 642-8608
- Washington Mutual (866) 926-8937 or (888) 453-3102 or (800) 478-0036 or (800) 254-3677
- Wells Fargo (877) 216-8448 or (866) 261-5642 or (800)766-0987 or (800) 678-7986 for payment assistance
|
|
|
Gilroy School Information:
Morgan Hill School Information:
